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A VA (or Veterans Affairs) Loan is guaranteed by the United States Dept. of Veterans Affairs. This loan was designed to offer long-term financing to qualified Veterans or their surviving spouses. The elementary purpose of the VA loan program is to provide home financing options to eligible individuals in places where private loans are not generally a viable option and to assist veterans with purchasing properties with no down payment needed.
So you might ask - who is eligible?
Here are some of the benefits of the VA (Veterans Affairs) program:
Here are some more things you should know about VA loans:
If you fit the qualifications above then the VA loan may indeed be your best option for a loan. There is, of course, a lot of other information you will need to make a truly educated decision as to which loan type is right for you. Our qualified mortgage professionals are standing by to help guide you through this often confusing and intimidating task. Call us today at 877-747-4768 or click here to contact a PHS loan expert right away.